There are some individuals who prepare their own tax returns, while many use the services of a paid tax preparer. If you are one of those who prepare their own taxes, you may want to try to prepare your own application for student loan modification, as there is no cost. Some take this path and many more wish they hadn’t.
Just like the person who represents himself in court has a fool for an attorney, you may think you are going to successfully represent yourself to the DOE and restructure a student loan effortlessly. The fact is that ASLFDR has quite a number of Clients that are law school grads or accountants and any of them will quickly point out that Consolidations, Loan Repayment Plan Requests, Disability Discharges, and other Rehabilitation matters on Federal Student Loans through the Department of Education are best handles by professionals that operate in the DOE platform exclusively.